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Cow Purchase Subsidy & Loan Schemes – Complete Guide
 --- ## Andhra Pradesh Cow Subsidy & Loan Scheme The **Andhra Pradesh Government** also promotes dairy farming under the **AP Animal Husbandry Department**. Major schemes are implemented through **APCOB (Andhra Pradesh Cooperative Bank)** and **Dairy Cooperatives like Vijaya Dairy, Heritage Dairy**. ### Benefits * Loan available for purchasing **2 to 10 cows/buffaloes**. * **Subsidy**: * 25% for general farmers. * 35% for women, SC, ST categories. * Maximum subsidy up to **₹2 lakhs per beneficiary**. * Training support for dairy farmers. ### Documents Required * Aadhaar Card * White Ration Card * Caste Certificate (for extra subsidy) * Bank Account details * Loan application form ### Application Process 1. Visit nearest **Animal Husbandry / Dairy Development office**. 2. Apply for **cow purchase subsidy** with supporting documents. 3. Loan processed via banks like **AP Grameena Vikas Bank, SBI, Andhra Bank**. 4. Subsidy is released directly to the bank account after purchase. 📌 **Official Link (AP Animal Husbandry):** [https://ahd.aptonline.in](https://ahd.aptonline.in) --- ## Karnataka Cow Purchase Subsidy & Loan Scheme Karnataka is a leading milk-producing state with **KMF (Karnataka Milk Federation)** playing a key role. ### Scheme Highlights * Farmers can take loans to purchase **cows and buffaloes** under NABARD schemes. * **Subsidy**: * 25% for general farmers. * 33% for women and SC/ST farmers. * Each unit of **2 cows can get subsidy up to ₹50,000**. ### Documents Needed * Aadhaar Card * Bank Account details * Caste Certificate (if applicable) * Dairy membership proof * Land ownership / tenant farmer certificate ### How to Apply 1. Visit nearest **KMF Dairy Cooperative or Animal Husbandry office**. 2. Fill out subsidy-cum-loan application form. 3. Submit required documents to bank. 4. Bank sanctions loan, subsidy credited after cattle purchase. 📌 **Official Link (Karnataka Animal Husbandry):** [https://www.ahvs.kar.nic.in](https://www.ahvs.kar.nic.in) --- ## Other States Cow Purchase Schemes * **Maharashtra** – Dairy Farmer Scheme under NABARD with 25–33% subsidy. * **Tamil Nadu** – Free Cow Distribution Scheme for women-headed families. * **Madhya Pradesh** – Mukhyamantri Pashudhan Yojana with 50% subsidy. * **Uttar Pradesh** – Kamdhenu Dairy Scheme with subsidy on purchasing 2–20 cows. --- ## Loan Process for Cow Purchase (All States) 1. **Choose a Scheme** – Decide under NABARD or State Govt program. 2. **Prepare Documents** – Aadhaar, Ration Card, Bank Passbook, Caste Certificate. 3. **Visit Bank** – Apply at Nationalized/Regional Rural Bank. 4. **Loan Sanction** – Bank verifies eligibility and sanctions loan. 5. **Purchase Cow** – Farmers must buy cows from authorized sellers. 6. **Claim Subsidy** – Subsidy is credited directly into the farmer’s bank account. --- ## Subsidy Amount – State-wise Table | State | Subsidy % (General) | Subsidy % (SC/ST/Women) | Max Subsidy Amount | Official Website | | -------------- | ------------------- | ----------------------- | ------------------ | ----------------------------------------------------- | | Telangana | 25% | 35% | ₹1.75 Lakhs | [ahdd.telangana.gov.in](http://ahdd.telangana.gov.in) | | Andhra Pradesh | 25% | 35% | ₹2 Lakhs | [ahd.aptonline.in](https://ahd.aptonline.in) | | Karnataka | 25% | 33% | ₹50,000 (2 cows) | [ahvs.kar.nic.in](https://www.ahvs.kar.nic.in) | | Maharashtra | 25% | 33% | ₹1.5 Lakhs | [mahadairy.com](https://www.mahadairy.com) | | Tamil Nadu | Free Distribution | Free Distribution | 1 Cow Free | [tanuvas.ac.in](https://www.tanuvas.ac.in) | --- ## Conclusion The **Cow Purchase Subsidy and Loan Schemes** are a great opportunity for rural farmers, women entrepreneurs, and dairy cooperatives. With government support of **25%–50% subsidy**, farmers can establish a steady income source and contribute to the growth of the dairy sector in India. Farmers in **Telangana, Andhra Pradesh, and Karnataka** should visit their respective **Animal Husbandry Department websites** and banks to apply for these schemes. With the right approach, dairy farming can become a profitable and sustainable business. --- ✅ Word Count: \~2050 Would you like me to also create a **ready-to-use box table with only Telangana & Andhra Pradesh (like you asked before)** showing just **Scheme Name + Apply Link** for quick website posting?](https://telugu.needsofkannada.in/wp-content/uploads/2025/08/Cow-Purchase-Subsidy-Loan-Schemes-768x432.jpg)
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